About Us
Greenville Heritage Federal Credit Union was established in 1941 as a not-for-profit financial institution owned by its members and governed by a member-elected Board of Directors. Initially chartered to serve City of Greenville employees, the charter was later expanded to include Greenville County employees and various other select employee groups. Now, Greenville Heritage has a community charter and anyone who lives, works, worships or attends school in Greenville County can join! We have a full range of financial products and services designed to improve the financial lives of our members.
Greenville Heritage FCU was chartered and is supervised by the National Credit Union Administration (NCUA), an agency of the federal government. The NCUA performs regular examinations of the credit union and we also contract with outside auditors to perform an annual audit to assure the credit union is operating within the guidelines established by NCUA.
Greenville Heritage FCU continues to be rated "Superior" by Bauer Financial Reports, Inc. In fact, our credit union has continuously earned this award for every reporting period since Bauer began analyzing this financial data in December 1990. This prestigious award identifies our credit union as one of the strongest, financially sound credit unions in the United States.
Join today and discover what not-for-profit means to our member owners – better dividend rates on investments and better interest rates on loans delivered with personal service!
Our Membership
Greenville Heritage Federal Credit Union is open to everyone in Greenville County!
Anyone who lives, works, worships, or attends school in Greenville County can join GHFCU. You don't need to work for a certain company or industry to enjoy the unique money-saving benefits of working with a not-for-profit federal credit union.
Membership is a family affair
Do you have family members who live outside of Greenville County? They are eligible to join our Credit Union through your membership! Your immediate family members can enjoy our lower loan rates, higher deposit rates, lower fees and fantastic member service!
If you have a question regarding our membership guidelines, please contact us.
Lower your existing loan rates when you join GHFCU
As a unique benefit of your new Greenville Heritage FCU membership, we are pleased to offer you this great deal: Refinance your current secured loan with us within the first 30 days of your membership, and we'll lower interest rate on your current loan by 1% APR* or give you our current rate, whichever is lower.
You can immediately begin saving money on your new or used car loan, motorcycle, RV or boat loan by switching it to Greenville Heritage Federal Credit Union!
* Offer valid for the first 30 days of GHFCU membership only. Excludes share/CD secured and mortgage loans. Rate floor is 3.99% APR (will change as market dictates) and the maximum term is 72 months. Normal credit guidelines apply. Please see a Loan Officer for full details. 3.99% is the Annual Percentage Rate. Monthly payments on a 36-month loan at 3.99% APR will be $29.52 per $1000 borrowed.
Mission Statement
Greenville Heritage Federal Credit Union promotes the personal financial success of our member owners by providing affordable financial services.