Loans

Make a wish! We offer a wide variety of loans to help finance your dreams. Youíll find our rates competitive, our terms convenient, and the application process easy. And, because our lending decisions are made locally, youíll usually receive an answer in just minutes! We make repayment easy, too. All Greenville Heritage FCU loans feature simple interest to save you money, a payment plan that fits your budget, and no prepayment penalties.

Mortgage Loans

  • Fixed Rate and Adjustable Rate Mortgages
  • Home Equity Loans & Home Equity Lines of Credit

Vehicle Loans

  • Purchase or refinance
  • New or used vehicles
  • Financing for vehicles up to 10 model years old
  • Detailed vehicle history report

Tax Advantage Loans

Our Tax Advantage Loans give you all the benefits of a Home Equity Loan without the hassles and equity is not required. You can borrow as little as $2,000 with no fees or closing costs1. Plus, your interest payments may be tax deductible2. Tax Advantage Loans are available for any secured loan except those secured by shares and certificates.

1 Excluding mortgage filing fee. Private mortgage insurance may be required if the loan-to-value ratio exceeds 80%. 2 Ask your tax advisor for details.

Collateral Loans

Similar to vehicle loans, we can finance just about anything of value, including new and used motorcycles, boats, campers, recreational vehicles, farm equipment, and personal watercrafts. We offer extended payment terms for luxury RVs and boats.

Personal Loans

Take a trip, buy a new computer, or finance anything you have in mind with a personal loan of up to $15,000. Flexible terms of up to 42 months are available.

Revolving Lines of Credit

Feel secure in knowing you have a line of credit available whenever you need it. You borrow only the amount you need, and your payment is based on the loan balance.

VISA Credit Cards

Our VISA Credit Cards are designed to give you freedom and flexibility when making purchases or payments. Platinum, Gold and Classic cards featuring low annual percentage rates are available. Plus, you earn ScoreCardģ Rewards - Bonus Points or 1% Cash Back! Visit www.scorecardrewards.com to view the catalog or register your card and get started earning rewards! Our low interest rate VISAs have no annual fee, no cash advance or balance transfer fees and a 25-day grace period for purchases. We also offer student VISA credit cards.

For your convenience, you can manage your credit card account online at www.ezcardinfo.com.


Lost or Stolen Visa Credit Card?

During business hours, contact your local branch.

After Hours
803.991.4964


Holiday Loans

Donít put off holiday shopping this year! Borrow up to $1,000 with a Holiday Loan from Greenville Heritage FCU. Available in November and December, our holiday loans are a smart, economical alternative to high interest credit cards.

Vacation Loans

Need a vacation, but donít want to charge up your credit cards? Then, our Vacation Loan is for you!  You can borrow up to $1,000 at our low interest rates. Available in June, July and August, our vacation loans are a smart, economical alternative to high interest rate credit cards.

Certificate and Share Secured Loans

Borrow against your Term Share Certificates or Share Accounts and continue earning dividends while you have use of the funds at very low borrowing rates. You can borrow up to 100% of value and take up to 144 months to repay the loan.

Applying for a Greenville Heritage FCU loan is FREE, fast and easy! Apply Online Now
Or you can choose to visit or call one of the following branch offices:

Downtown (Alex - 467.4165; Emily - 467.4166; Will - 467.4174)
Donaldson Center/SCTAC (Brooke - 370.5665)
Simpsonville (Leslie - 228.6106; Susan - 228.6107)

Loan products are subject to change without notice.