Loans

Make a wish! We offer a wide variety of loans to help finance your dreams. You’ll find our rates competitive, our terms convenient, and the application process easy. And, because our lending decisions are made locally, you’ll usually receive an answer in just minutes! We make repayment easy, too. All Greenville Heritage FCU loans feature simple interest to save you money, a payment plan that fits your budget, and no prepayment penalties.

Mortgage Loans

• Fixed Rate and Adjustable Rate Mortgages
• Home Equity Loans & Home Equity Lines of Credit

Vehicle Loans

• Purchase or refinance
• New or used vehicles
• Financing for vehicles up to 10 model years old
• Detailed vehicle history report
  

Tax Advantage Loans

Our Tax Advantage Loans give you all the benefits of a Home Equity Loan without the hassles and equity is not required. You can borrow as little as $2,000 with no fees or closing costs¹. Plus, your interest payments may be tax deductible². Tax Advantage Loans are available for any secured loan except those secured by shares and certificates.

¹ Excluding mortgage filing fee. Private mortgage insurance may be required if the loan-to-value ratio exceeds 80%. ² Ask your tax advisor for details.

Collateral Loans

Similar to vehicle loans, we can finance just about anything of value, including new and used motorcycles, boats, campers, recreational vehicles, farm equipment, and personal watercrafts. We offer extended payment terms for luxury RVs and boats.

Personal Loans

Take a trip, buy a new computer, or finance anything you have in mind with a personal loan of up to $15,000. Flexible terms of up to 42 months are available.

Revolving Lines of Credit

Feel secure in knowing you have a line of credit available whenever you need it. You borrow only the amount you need, and your payment is based on the loan balance.

VISA Credit Cards

Our VISA Credit Cards are designed to give you freedom and flexibility when making purchases or payments. Platinum, Gold and Classic cards featuring low annual percentage rates are available. Plus, you earn ScoreCard^® Rewards - Bonus Points or 1% Cash Back! Visit www.scorecardrewards.com to view the catalog or register your card and get started earning rewards! Our low interest rate VISAs have no annual fee, no cash advance or balance transfer fees and a 25-day grace period for purchases. We also offer student VISA credit cards.