Discover the Benefits of Ownership
When you join Greenville Heritage Federal Credit Union, you become part of a community-focused financial institution that has put people over profits since 1941. Unlike big banks, we offer lower fees, competitive loan rates, and personalized service—helping you save more and reach your financial goals faster. With member-owned values and local roots, Greenville Heritage Federal Credit Union prioritizes your financial well-being while giving back to the communities we serve.
A GHFCU Membership gives you access to a full suite of financial services—including checking and savings accounts, auto loans, mortgages, personal loans, credit cards, business services, and 24/7 digital banking—to help members manage, borrow, and grow their money. Plus, gain access to additional Member Perks.
JOIN TODAY and begin taking advantage of your exclusive membership benefits!
Fill out our simple and easy online membership application. You will need two forms of identification from the list in the FAQs below.
Membership Booklet
Review the Membership Agreement for Greenville Heritage Federal Credit Union to understand the terms and conditions of membership, account ownership, disclosures, fees, and important policies that help protect you and your finances. This page makes it easy to view the credit union membership agreement online so you can confidently open an account, manage your membership, and stay informed about your rights, responsibilities, and the services available to you as a valued member.
Using the camera on your phone or iPad, scan this QR Code to access your Greenville Heritage FCU Membership Agreement and Disclosures.
Click on the yellow elliptical pop-up, and the booklet should load automatically.
If you have difficulty scanning the QR Code, members can also pick up a copy at a branch or call the Call Center at (864) 467-4160 to have the agreement emailed to them.
Frequently Asked Questions
If your question is not addressed here, we encourage you to reach out to our Member Services team. We are dedicated to supporting your financial well-being every step of the way.
Who Can Join?
Greenville Heritage Federal Credit Union is open to everyone in Greenville County.
Anyone who lives, works, worships, or attends school in Greenville County can join GHFCU. You don’t need to work for a certain company or industry to enjoy the unique money-saving benefits of working with a not-for-profit federal credit union.
Membership is a family affair.
Leave a generational legacy of financial success! Your immediate family members can enjoy our lower loan rates, higher deposit rates, lower fees and fantastic member service!
Cost to Join
What does it cost to join?
There is no fee to join. Simply opening a savings account with a minimum deposit of $5 gives you access to all the benefits of membership.
Forms of Identification
What forms of identification are acceptable?
For membership, the following is a list of acceptable identification. The ID provided must show your name, residence, and date of birth. One form of identification MUST be a government-issued photo ID like a(n):
Unexpired State Driver’s License or State Identification Card (If your address is different from the one on your driver’s license, please bring a recent utility bill with the correct address.)
Unexpired Commercial Driver’s License
Military ID card
Federal Government Employee ID Card
Permanent Resident Card
Passport
Alien Registration Card, Nonresident Alien Border Crossing Card, Nonimmigrant Visa and Border Crossing Card, or Employment Authorization Card
Matricula Consular Card
The second form of identification can be from the group above or one of the following:
Certified Birth Certificate
Any other form of government-issued ID
Employer-issued photo ID and recent pay stub
Employer Health Benefits Card
Student ID card (school will be contacted)
Social Security Card
