Savings

Prime Share Accounts

Your Prime Share Savings Account represents your membership and ownership in the Credit Union, and gives you access to all our accounts and services.

•      No monthly fees
•      Earns dividends
•      Balances over $2,000 earn bonus dividends
•      Free Home Banking
•      Free Instant Teller
•      Same day deposit credit
•      Four free withdrawals per quarter
•      Low minimum balance of only $5

Term Share Certificates

If you’re looking for a safe, secure investment that won’t be impacted by stock market fluctuations, consider a Term Share Certificate. NCUA insurance guarantees your principal and you’ll earn a fixed rate for your selected term.

•     Dividends are generally higher than Savings and Money Markets
•     Posted rates for 3 month, 6 month,12 month and 18 month terms, however, longer terms are
available.
•     Low minimum deposit of just $500
•     Principal never decreases as a result of early withdrawal penalties

Club Accounts

Saving for a vacation or the holidays? Our free Vacation and Christmas Club accounts offer convenient, systematic ways to save.

•     Start your club account with just $1
•      Make deposits anytime
•      Earns competitive dividend rate
•      No minimum balance required to earn dividends
•      Make deposits through direct deposit, payroll
deduction, mail or in person at any of our branches
•      One free withdrawal per year is allowed from your Christmas Club between October 1 to  
December 31
•      Two free withdrawals per year are allowed from your Vacation Club

Tax/Insurance Account

A simple and practical way to save for annual tax and insurance payments! Determine your total tax and insurance expenses for your vehicles and home and divide by the number of times you are paid each year. Deposit that amount into your account each pay period and when taxes are due, you’re ready to go!

•      No minimum deposit requirement
•      No monthly fees
•      Earns competitive dividend rate
•      Make deposits in person, through payroll deduction or direct deposit
•      Same day deposit credit
•     Three free withdrawals per quarter

Newborn Account

Put your child on the path to financial security by opening a Newborn Account!

•      GHFCU will deposit $5 into your Newborn Account if opened within six months of birth or
adoption
•      No monthly fees
•      Earns competitive dividend rate
•      Same day deposit credit