Savings Rates

Greenville Heritage FCU strives to offer the highest dividend rates possible to help you maximize your investments. The chart below details our rates on a wide variety of savings and investments products designed to help you meet your financial needs, including:

Savings Dividend Rate APY* Term
Savings up to $2,000 0.250 0.250 n/a
Savings $2,000 or more 0.500 0.500 n/a
Tax/Insurance Account 0.250 0.250 n/a
Checking 0.250 0.250 n/a
Money Market Checking up to $5,000 0.500 0.500 n/a
Money Market Checking $5,000 to $25,000 0.750 0.750 n/a
Money Market Checking $25,000 or more 1.000 1.000 n/a
Christmas Club 0.250 0.250 n/a
Vacation Club 0.250 0.250 n/a
Fixed Rate Term Share Certificates ($500 minimum) 0.990 1.000 3
Fixed Rate Term Share Certificates ($500 minimum) 1.009 1.100 6
Fixed Rate Term Share Certificates ($500 minimum) 1.290 1.300 12
Fixed Rate Term Share Certificates ($500 minimum) 1.490 1.500 18
Fixed Rate Term Share Certificates ($500 minimum) 1.790 1.800 24
Fixed Rate Term Share Certificates ($500 minimum) 1.880 1.900 30
Fixed Rate Term Share Certificates ($500 minimum) 2.080 2.100 36
Fixed Rate Term Share Certificates ($500 minimum) 2.180 2.200 48
Fixed Rate Term Share Certificates ($500 minimum) 2.280 2.300 60
IRA - Variable 1.980 2.000 n/a
IRA - Fixed ($500 minimum) 1.980 2.000 18
IRA - Fixed ($500 minimum) 2.230 2.250 60
Rates Effective January 1, 2010


*APY=Annual Percentage Yield. Anticipated dividend rate subject to change prior to quarter end. Disclosures available upon request. Substantial penalty for early withdrawals apply to term share certificates and fixed rate IRAs. Dividend Rates and APYs are subject to change without notice. Any fees or penalties may reduce dividends but will never reduce principal. All savings are insured up to $250,000 by the National Credit Union Association, a U.S. government agency. IRAs are insured up to $250,000.