We have several checking accounts for you to choose from, each with its own unique benefits. And all are free of monthly service charges! In fact, you will earn dividends on the money in your checking account. Plus, your GHFCU checking account gives you free access to “PayIT!” our Online Bill Pay system.

  • Earns dividends
  • No monthly fees
  • No balance requirements
  • No per check charges
  • Free ATM/VISA Debit Card* with unlimited pin-based transactions. The only fees you will incur are those charged by other financial institutions when you use their ATMs.
  • Free Home Banking
  • Free Online Bill Pay
  • Free Mobile Money with eStatements
  • Free Instant Teller
  • Free on-site ATMs at our Main/Downtown, SCTAC and Simpsonville branches and through our affiliation with the CO-OP Network, a surcharge-free ATM network with nearly 30,000 locations nationwide
  • Free Verified by VISA service
  • Same day deposit credit
  • Overdraft protection available*

*Certain credit requirements must be met.

Lost or Stolen Visa Debit Card?
During business hours, contact your local branch.

After Hours

Visa Debit Card: 800.472.3272

Basic Checking

Save money every month with our basic checking account - perfect for your personal or business checking needs! There are no hidden charges or fees. With an opening deposit of just $50, you can enjoy access to all the product features listed above. Plus, our Basic Checking account comes with unlimited check writing privileges and a free starter kit including temporary checks.

Heritage Advantage Checking

Earn 1.28% APY* on balances up to $15,000 with the Heritage Advantage Checking Account! With an opening deposit of just $100, you can enjoy access to all the product features listed above. Just meet the following requirements each month: maintain eStatements, have 1 direct deposit or ACH credit transaction per month, make 12 or more signature debit transactions per month, and use Home Banking at least once per month.

*APY is Annual Percentage Yield. Balances above $15,000 will earn corresponding Money Market rate. Limit one account per member. Not available on business accounts.

Graduate Checking

Young adults headed off to college can take advantage of our no-fee checking account! With an opening deposit of just $50, you can enjoy access to all the product features listed above. Plus, our Graduate Checking account also comes with unlimited check writing privileges and free checks!

As an added benefit, those who are employed or have a qualified co-signer can apply for a Greenville Heritage FCU VISA Credit Card! Call us at 467.4160 for details and application information. Or apply online for your Student VISA Credit Card today!

Money Market Checking

Searching for a good investment? Now you don’t have to choose between growth and safety with our tiered, high yield, Money Market Accounts. The more you deposit, the more you earn! You will receive six free withdrawals per month. A low monthly fee applies if the balance falls below the minimum requirements.

Ready to open your GHFCU checking account?

Simply visit any of our convenient branch offices. For your convenience, our Main/Downtown and Simpsonville offices are open until 5:30 p.m. on Thursday and Friday.

Routing Number

Greenville Heritage Federal Credit Union's Routing Number is 253279183.


DOWNTOWN 520 W. Washington Street
SCTAC 240 Terminal Road
COUNTY SQUARE 301 University Ridge,
Suite 2100
SIMPSONVILLE 350 Harrison Bridge Road
Membership &
Account Information 864.467.4160
By Phone 864.370.5670
Teller 800.399.4797