All GHFCU Branch Lobbies Are Open! For your safety, we encourage you to use our remote access tools when possible and practice social distancing and wear a mask when you need to enter a branch. For your convenience, we now offer online membership and account opening! Click here to get started!
One of the benefits of being a member of Greenville Heritage Federal Credit Union is lower fees for financial services. Please review the following list of the fees and service charges associated with our various products and services.
|Fees and service charges on all accounts:|| |
|Returned Item Fee - Third party (per item)||$10.00|
|Returned Item Fee - All deposits and payments, including VISA payments (per item)||$25.00|
|Foreign Item for Deposit Fee||$25.00|
|Document Reproduction Fee (per item)||$2.00|
|Replacement Debit Card, issue new PIN, or send PIN reminder (per occurrence)||$5.00|
|Rush Order for Debit Card||$75.00|
|Rush Order for Personal Identification Number (PIN)||$75.00|
|Dormant Account Fee (per month after 12 months of inactivity)||$5.00|
|Returned Mail Fee (per piece)||$5.00|
|Inactive Account Fee (if member cannot be located - per month)||$10.00|
|Research Services and Account Balancing (per hour - $20.00 minimum)||$20.00|
|Legal Process - Tax Levies, Garnishments, etc. (per occurrence)||$40.00|
|One-Time ACH Origination Fee||$5.00|
|Outgoing Domestic Wire Transfer Fee||$20.00|
|Non-Domestic Wire Transfer Fee||$45.00|
|Incoming Domestic Wire Transfer Fee||$10.00|
|Incoming International Wire Transfer Fee||$15.00|
|Western Union Certified Money Order||$75.00|
|Money Order Fee||$2.00|
|Excessive Share Withdrawal Fee (per withdrawal if share savings account balance is under $1,000.00) (4 free per quarter)||$2.00|
|Excessive Tax & Insurance Share Withdrawal Fee (per withdrawal after 3 per quarter)||$5.00|
|Excessive Money Market Checking Withdrawal Fee (per item after 6 per month)||$5.00|
|Fee for Failing to Maintain Required Minimum Money Market Checking Account Balance (per month)||$10.00|
|Vacation Club Withdrawal Fee (per withdrawal after 2 per year)||$5.00|
|Christmas Club Withdrawal Fee (per withdrawal excluding one free withdrawal anytime in the 4th quarter)||$5.00|
|ACH and Share Draft Stop Payment Fee (per item)||$30.00|
|Insufficient Funds or Courtesy Pay fee (per item)||$30.00|
|Overdraft Transfer Fee (per transfer)||$2.00|
|Bill Payment Stop Payment Fee||$45.00|
|Bill Payment Research Fee||$45.00|
|Bill Payment Overnight Check Fee||$14.95|
|Bill Payment Same Day Bill Pay Fee||$9.95|
|Bill Payment Returned Payment Fee||$30.00|
|Account to Account Transfer Fee||$2.00|
|Early Account Closure Fee (if account is closed within 180 days of opening)||$5.00|
|Account Number Change Fee (if no disputed fraudulent transactions occurred)||$5.00|
|*Check cashing fees will apply as follows:|
|(Fee charged based upon total check deposit)||Checks under $150.00||$2.00|
||$150.00 to $500.00||$4.00|
||$501.00 to $750.00||$6.00|
||$751.00 to $1,000.00||$8.00|
|Check Printing Fee (per 180 drafts)||Price varies depending on style|
|Credit Union Check Withdrawals Payable to Third Party (per check)||
|Counter Checks (issued in quantities of 3)||
|Replacement of a Member's Check with a Credit Union Check||
|Credit Union Check Stop Payment Fee (per item)||$30.00|
* NOTE: Check cashing fees will apply only for members who do not have a credit union loan or do not have a balance of $250.00 in any savings, checking or certificate account (not accumulative), or if member does not have equal funds available, or if member chooses not to deposit at least one half of the check.
"I love this bank! They know you by name and remember your face and they really make decisions on a personal basis unlike large banks where you’re just a number. I refinanced my Jeep with them and can't wait until I refinance my house with them too!"
"We left Suntrust Bank in 2009 because we didn't receive personal attention, and it became obvious we were just a number. We have been members at GHFCU ever since and have always been pleased with the service. We feel we have a true partnership in GHFCU when it comes to our financial needs."
"I've been with this credit union about fifteen years now. They've helped me purchase two cars and have always helped me when I was in a tight spot. They have some real decent people working here."
Our mission is to promote the personal financial success of our member owners by providing affordable financial services.