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One of the benefits of being a member of Greenville Heritage Federal Credit Union is lower fees for financial services. Please review the following list of the fees and service charges associated with our various products and services.

Fees and service charges on all accounts:
Returned Item Fee - All deposits and payments, including VISA payments (per item) $25.00
Foreign Item for Deposit Fee $25.00
Document Reproduction Fee (per item) $2.00
Replacement Debit Card, issue new PIN, or send PIN reminder (per occurrence) $5.00
Rush Order for Debit Card $75.00
Rush Order for Personal Identification Number (PIN) $75.00
Dormant Account Fee (per month after 12 months of inactivity) $5.00
Returned Mail Fee (per piece) $5.00
Inactive Account Fee (if member cannot be located - per month) $10.00
Research Services and Account Balancing (per hour - $20.00 minimum) $20.00
Legal Process - Tax Levies, Garnishments, etc. (per occurrence) $40.00
One-Time ACH Origination Fee $5.00
Loan Payments by Phone Fee (up to three included)
Outgoing Domestic Wire Transfer Fee $20.00
Non-Domestic Wire Transfer Fee $45.00
Incoming Domestic Wire Transfer Fee $10.00
Incoming International Wire Transfer Fee $15.00
Western Union Certified Money Order $75.00
Money Order Fee $2.00
Excessive Share Withdrawal Fee (per withdrawal if share savings account balance is under $1,000.00) (4 free per quarter) $5.00
Excessive Tax & Insurance Share Withdrawal Fee (per withdrawal after 3 per quarter) $5.00
Excessive Money Market Checking Withdrawal Fee (per item after 6 per month) $5.00
Fee for Failing to Maintain Required Minimum Money Market Checking Account Balance of $1,000 (per month) $10.00
Vacation Club Withdrawal Fee (per withdrawal after 2 per year) $5.00
Christmas Club Withdrawal Fee (per withdrawal excluding one free withdrawal anytime in the 4th quarter) $5.00
ACH and Share Draft Stop Payment Fee (per occurrence - to include repeat presentments) $30.00
Insufficient Funds or Courtesy Pay fee (per occurrence - to include repeat presentments) $30.00
Overdraft Transfer Fee (per transfer) $2.00
Bill Payment Stop Payment Fee $45.00
Bill Payment Research Fee $45.00
Bill Payment Overnight Check Fee $14.95
Bill Payment Same Day Bill Pay Fee $9.95
Bill Payment Returned Payment Fee $30.00
Account to Account Transfer Fee $2.00
Early Account Closure Fee (if account is closed within 180 days of opening) $5.00
Account Number Change Fee (if no disputed fraudulent transactions occurred) $5.00

Check Cashing Fee (Members* and Non-Members)
Check Printing Fee (per 180 drafts) Price Varies
Non-Consumer Account Monthly Maintenance Fee $10.00
New Horizon Checking Account Monthly Maintenance Fee $15.00
Credit Union Check Withdrawals Payable to Third Party (per check) $3.00
Counter Checks (issued in quantities of 3) $3.00
Replacement of a Member's Check with a Credit Union Check $10.00
Credit Union Check Stop Payment Fee (per item) $30.00
Paper Statement Fee (per statement cycle - minors and those over 65 exempt) $3.00

* NOTE: Check cashing fees will apply only for members who do not have a credit union loan or do not have a balance of $250.00 in any savings, checking or certificate account (not accumulative), if member does not have equal funds available, or if member chooses not to deposit at least one half of the check.

Why Choose Us

"I love this bank! They know you by name and remember your face and they really make decisions on a personal basis unlike large banks where you’re just a number. I refinanced my Jeep with them and can't wait until I refinance my house with them too!"


"We left Suntrust Bank in 2009 because we didn't receive personal attention, and it became obvious we were just a number. We have been members at GHFCU ever since and have always been pleased with the service. We feel we have a true partnership in GHFCU when it comes to our financial needs."


"I've been with this credit union about fifteen years now. They've helped me purchase two cars and have always helped me when I was in a tight spot. They have some real decent people working here."


We are here to help you

Our mission is to promote the personal financial success of our member owners by providing affordable financial services.

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Call 864.370.5670 during normal business hours or complete our simple online form.

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Our Locations

We have four convenient locations in Downtown Greenville, County Square, SCTAC, and Simpsonville.