Rates

Greenville Heritage FCU strives to offer the highest dividend rates possible to help you maximize your investments. The chart below details our rates on a wide variety of savings and investments products designed to help you meet your financial needs.

Savings Dividend Rate APY* Term
Savings $250 to $2,000 0.050 0.050 n/a
Savings $2,001 to $10,000 0.100 0.100 n/a
Savings $10,001 and up 0.150 0.150 n/a
Tax/Insurance Account 0.050 0.050 n/a
Basic Checking - Balances of $250 or more 0.050 0.050 n/a
Heritage Advantage Checking - up to $15,000 1.270 1.280 n/a
Money Market Checking $250 to $10,000 0.150 0.150 n/a
Money Market Checking $10,001 to $25,000 0.350 0.350 n/a
Money Market Checking $25,001 to $50,000
0.400 0.400 n/a
Money Market Checking $50,001 and up 0.450 0.450  n/a
Christmas Club 0.050 0.050 n/a
Vacation Club 0.050 0.050 n/a
IRA - Variable ($500 minimum) 0.350 0.350 n/a
IRA - Fixed ($1,000 minimum) 0.500 0.500 18
IRA - Fixed ($1,000 minimum) 0.800 0.800 36
IRA - Fixed ($1,000 minimum) 0.900 0.900 60

Rates Effective January 1, 2017

Term Share Certificates

INVESTMENT $1,000 to $50,000.99
$50,001 to $100,000.99
$100,001+
TERM RATE/APY RATE/APY RATE/APY
90 Days (3 Months) 0.15% / 0.15% 0.20% / 0.20% 0.25% / 0.25%
183 Days (6 Months) 0.25% / 0.25%
0.30% / 0.30% 0.35% / 0.35%
365 Days (12 Months) 0.60% / 0.60%
0.65% / 0.65%
0.70% / 0.70%
548 Days (18 Months) 0.65% / 0.65% 0.70% / 0.70% 0.75% / 0.75%
730 Days (24 Months) 0.75% / 0.75% 0.80% / 0.80% 0.85% / 0.85%
913 Days (30 Months) 0.85% / 0.85% 0.90% / 0.90% 0.95% / 0.95%
1095 Days (36 Months) 0.95% / 0.95% 1.00% / 1.00% 1.05% / 1.05%
1460 Days (48 Months) 1.15% / 1.15%
1.20% / 1.20% 1.25% / 1.25%
1825 Days (60 Months) 1.25% / 1.25% 1.30% / 1.30% 1.35% / 1.35%

Rates Effective May 1, 2016

*APY=Annual Percentage Yield. Anticipated dividend rate subject to change prior to quarter end. Disclosures available upon request. Substantial penalty for early withdrawals apply to term share certificates and fixed rate IRAs. Dividend Rates and APYs are subject to change without notice. Any fees or penalties may reduce dividends but will never reduce principal. All savings are insured up to $250,000 by the National Credit Union Association, a U.S. government agency. IRAs are insured up to $250,000. 

 

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DOWNTOWN 520 W. Washington Street
SCTAC 240 Terminal Road
COUNTY SQUARE 301 University Ridge,
Suite 2100
SIMPSONVILLE 350 Harrison Bridge Road
Membership &
Account Information 864.467.4160
Loans
By Phone 864.370.5670
Instant
Teller 800.399.4797