Privacy Policy section. Why, what, and how of information sharing
FACTS GREENVILLE HERITAGE FEDERAL CREDIT UNION PRIVACY POLICY
What? We may collect the following information:
  • Name, address, social security number, date of birth and email address
  • creditworthiness, credit history, credit scores and income
  • account numbers/balances, payment history and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Greenville Heritage FCU chooses to share and whether you can limit this sharing.
Privacy Policy Section. Information Sharing details.
Reasons we use and share your personal information Does Greenville Heritage FCU engage? Can you limit this sharing/use?
For our every day business purposes-
such as to process your transactions, maintain your accounts, respond to court orders, and legal investigations, or report to credit bureaus 		Yes No
For our marketing purposes —
to offer our products and services to you 		Yes Yes
For joint marketing with other financial companies —
 Yes Yes
For our affiliates everyday business purposes —
information about your transactions and experiences 		N/A N/A
For our affiliates every day business purposes—
Information about your creditworthiness 		N/A N/A
For our affiliates to market to you N/A N/A
For non-affiliates to market to you Yes Yes
For Questions or to limit our sharing Call 864.467.4160 or or visit your local branch to obtain and opt out form
Privacy Policy Section. Origin of this notice.
Who we are
Who is providing this notice? Greenville Heritage Federal Credit Union
Privacy Policy Section. Information security details.
What we do
How does Greenville Heritage Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer, safe guards, and secured files and buildings.
How does Greenville Heritage Federal Credit Union collect my personal information? We collect your personal information, for example, you open an account or deposit money, pay your bills, apply for a loan, or use your credit or debit card.

We also collect your personal information from others, such as credit bureaus, or other companies.

We may collect information regarding your mobile device, such as device settings, unique, device, identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission to access your mobile devices, geolocation data. This information may be collected when you use certain services that are dependent on your mobile devices location such as the location of an ATM or in-store transactions.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates, everyday purposes - information about your credit worthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? your choices will apply to everyone on your account
Privacy Policy Section. Definitions
Definitions
Affiliates companies related by common ownership or control. They can be financial and non-financial companies.
  • Greenville Heritage FCU has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates we share with can include mortgage companies, insurance companies, and direct marketing companies
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you
  • Our joint marketing partners can include insurance companies, investment companies, and direct marketing companies.
Other important information Notices and "Joint Relationships". Except where expressly required by applicable law, we will provide all notices to the person (member) listed first on any application, agreement or other relevant document with us. Notice will be mailed to the address noted for said person on the application, agreement or other document. If this person (member) has agreed to receive notices and disclosures electronically, then we can send all such notices and notifications to the email or Internet address provided by said person; or we shall post or otherwise give notice by posting a notice, providing a link or using such other electronic methods authorized under applicable laws and/or regulations. All joint owners, borrowers and guarantors agreed to the receipt and sufficiency of any notice or notification sent according to this paragraph.

Modification.The credit union reserves the right to modify, change or amend this privacy policy and agreement at any time without notice other than as expressly required by applicable law.

What members can do to help. Protect your account numbers, card numbers, PIN (personal identification numbers), and passwords. In particular, never keep your pen with your debit card or credit card, as that makes you vulnerable in the event you lose your card or your card is stolen. Use caution and revealing account numbers, Social Security numbers, etc. to other persons. In particular, if a caller tells you he/she is calling you on behalf of the credit union and ask for your account number, you should be aware. Legitimate credit union staff would already have access to that information. It's important that the credit union has current information about how to reach you. If we detect potentially fraudulent use of your account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.

For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization. For California Members. we will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.For Massachusetts, Mississippi and New Jersey Members. we will not share your personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing without your authorization. For Vermont Members. we will not share personal information with non-affiliates either for them to market to you or for joint marketing without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization.